[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cemis.sk\/je-pozicka-dobry-napad\/#Article","mainEntityOfPage":"https:\/\/www.cemis.sk\/je-pozicka-dobry-napad\/","headline":"Je po\u017ei\u010dka dobr\u00fd n\u00e1pad?","name":"Je po\u017ei\u010dka dobr\u00fd n\u00e1pad?","description":"Je p\u00f4\u017ei\u010dka dobr\u00fd n\u00e1pad? Plno \u013eud\u00ed sa dostane do zlej situ\u00e1cie, ke\u010f m\u00e1 pocit, \u017ee p\u00f4\u017ei\u010dka je vlastne jedin\u00fdm rie\u0161en\u00edm pre jeho \u0165a\u017ek\u00fa situ\u00e1ciu. Ale","datePublished":"2023-10-04","dateModified":"2024-04-04","author":{"@type":"Person","@id":"https:\/\/www.cemis.sk\/author\/#Person","name":"","url":"https:\/\/www.cemis.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cemis.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cemis.sk\/wp-content\/uploads\/pexels-markus-spiske-316401_5.jpg","url":"https:\/\/www.cemis.sk\/wp-content\/uploads\/pexels-markus-spiske-316401_5.jpg","height":0,"width":0},"url":"https:\/\/www.cemis.sk\/je-pozicka-dobry-napad\/","about":["Financie"],"wordCount":425,"articleBody":"Je p\u00f4\u017ei\u010dka dobr\u00fd n\u00e1pad? Plno \u013eud\u00ed sa dostane do zlej situ\u00e1cie, ke\u010f m\u00e1 pocit, \u017ee p\u00f4\u017ei\u010dka je vlastne jedin\u00fdm rie\u0161en\u00edm pre jeho \u0165a\u017ek\u00fa situ\u00e1ciu. Ale je naozaj nutn\u00e9 si bra\u0165 p\u00f4\u017ei\u010dku? Tro\u0161ku sa nad t\u00fdm zamyslite. P\u00f4\u017ei\u010dka je nie\u010do, \u010do sa neberie iba tak pri ka\u017edej pr\u00edle\u017eitosti.. teda \u013eud\u00ed si ju radi ber\u00fa aj ke\u010f s\u00fa v situ\u00e1cii, ktor\u00e1 by sa \u013eahko dala vyrie\u0161i\u0165 \u00faplne inak, ale inak by som ju odpor\u00fa\u010dala si ju vzia\u0165 naozaj v tej najhor\u0161ej situ\u00e1cii, kedy u\u017e nie je in\u00e9 v\u00fdchodisko. P\u00f4\u017ei\u010dku m\u00f4\u017eeme toti\u017e nazva\u0165 tak\u00fdm za\u010darovan\u00fdm kruhom.Ako si ju raz vezmete, u\u017e nie je cesty sp\u00e4\u0165. A tie\u017e z\u00e1le\u017e\u00ed na tom, od koho si ju vezmete – od banky, pr\u00edbuzn\u00e9ho, alebo od \u00fa\u017eern\u00edka? Banka \u2013 banka poskytuje p\u00f4\u017ei\u010dky a v\u00e4\u010d\u0161inou s t\u00fdm nem\u00e1 \u017eiadny probl\u00e9m. V niektor\u00fdch m\u00e1te dokonca peniaze od schv\u00e1lenia \u017eiadosti do nieko\u013ek\u00fdch desiatok min\u00fat. Ale aj tak, je to ur\u010dit\u00fd z\u00e1v\u00e4zok. Neh\u013eadiac na to, \u017ee banka si od v\u00e1s vezme navy\u0161e aj \u00faroky, tak\u017ee je dobr\u00e9 porozm\u00fd\u0161\u013ea\u0165, \u010di t\u00fa p\u00f4\u017ei\u010dku naozaj potrebujete a \u010di sa v\u00f4bec oplat\u00ed. Ve\u013ea \u013eud\u00ed si vezme peniaze od banky a postupom \u010dasu to za\u010d\u00ednaj\u00fa \u013eutova\u0165, preto\u017ee zistia, \u017ee si ju brali „zbyto\u010dne“ a e\u0161te bud\u00fa musie\u0165 navy\u0161e plati\u0165 celkom ve\u013ek\u00e9 \u00faroky, ktor\u00e9 sa samozrejme v tej „jednoduch\u0161ej“ situ\u00e1cii rozhodne neoplatia.Pr\u00edbuzn\u00fd\/rodina \u2013 tu je to trochu o nie\u010dom inom, ak m\u00e1te s rodinou dobr\u00fd vz\u0165ah, m\u00f4\u017ee v\u00e1m da\u0165 viac \u010dasu na spl\u00e1canie a navy\u0161e predpoklad\u00e1m, \u017ee rodina v\u00e1m \u201ep\u00f4\u017ei\u010dku\u201c nebude chcie\u0165 \u00farokova\u0165. Tak\u017ee to vlastne pre v\u00e1s bude ove\u013ea lep\u0161ie, jednoduch\u0161ie a budete viac v pokoji, ne\u017e keby ste si vzali p\u00f4\u017ei\u010dku s ve\u013ek\u00fdmi \u00farokmi a museli ju spl\u00e1ca\u0165 a potom si \u0165ukali na \u010delo, \u017ee ste si ju v\u00f4bec brali. \u00da\u017eern\u00edci – tento variant je naozaj najhor\u0161\u00ed zo v\u0161etk\u00fdch. K nej sa v\u00e4\u010d\u0161inou uchy\u013euj\u00fa \u013eudia, ktor\u00fdm banka napr\u00edklad p\u00f4\u017ei\u010dku neschv\u00e1lila. Len\u017ee potom sa dost\u00e1vaj\u00fa do ve\u013ek\u00e9ho nebezpe\u010denstva, preto\u017ee \u00fa\u017eern\u00edci si ber\u00fa ve\u013ek\u00e9 \u00faroky.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je po\u017ei\u010dka dobr\u00fd n\u00e1pad?","item":"https:\/\/www.cemis.sk\/je-pozicka-dobry-napad\/#breadcrumbitem"}]}]